Kinza Finance is the next generation decentralized lending protocol on the BNB Chain. Kinza Finance is non-custodial, permissionless, secure, and incorporates advanced DeFi mechanisms and solutions to offer users a flexible and highly customizable DeFi lending experience. Built-in mechanisms and rewards incentivize participation, while the innovative token economy ensures unparalleled stability.
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Real Yield in Kinza Finance
Kinza Finance was created by a group of fintech and blockchain experts with deep knowledge in both Web2 and Web3. With extensive technical and practical knowledge of DeFi protocols, the Kinza team decided to create a lending protocol that sets new standards in security and innovative tokenomics.
Kinza Finance is a decentralized money market on the BNB Chain that offers the following advantages:
- Security
- Stability
Kinza Finance utilizes a voting system with flexible parameters to direct the issuance of Kinza Finance (KZA) tokens into credit markets. Issues are divided into weekly periods called Epochs.. In each Epoch, holders stake KZA and vote on the direction of issuances into specific credit pools for upcoming Epochs.
Basics of Lending and Borrowing in Kinza Finance
Kinza Finance allows investors to do more with their investment positions without selling them. Users can take advantage of the following DeFi opportunities in Kinza Finance:
- Generate income by providing liquidity.
- Participate in governance and receive KZA issuances.
- Purchase discounted tokens and receive rewards for maintaining platform health as a liquidator.
When providing liquidity, lenders receive a portion of the interest paid by borrowers as rewards.
The amount a borrower can borrow relative to their deposited collateral is determined according to the risks of the assets.
Interest rates on Kinza Finance vary depending on the available capital and utilization of each credit market. Interest rates determine how much interest the borrower must pay for their loan, which in turn affects the distribution of rewards earned as incentives for liquidity providers in that market.