EtherStake

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Volume: $0
Contract Balance: $219
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Blockchain: Ethereum
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The Dichotomy of Small-Dollar Lending in the U.S.

The consumer financial landscape in the U.S. is divided between the prime credit market and the subprime market, where payday loans serve around 12 million borrowers annually, often leading to a debt trap.

Miguel Rodriguez

4 minutes ago

The Role of Extended Payment Plans in Managing Payday Loan Debt

Extended Payment Plans (EPPs) provide a solution for payday loan borrowers to manage debt through longer repayment terms without extra fees, yet their usage is low due to borrower unawareness and lender disincentives.

Arif Mukhtar

4 minutes ago

Understanding the Debt Trap in Payday Lending

The payday loan model often leads to a cycle of dependency, where borrowers find themselves trapped in a cycle of rollovers and high fees.

Luis Flores

4 minutes ago

What is EtherStake?

You do not need MetaMask to play. You can become a Stakeholder by sending 0.01 ETH or more to the contract, 50% of the ETH goes to the current Stakeholders as dividends, 50% goes to the jackpot. The last person to buy a stake at the end of a round wins the jackpot! When you buy a stake , time is added the timer and you become the leader . There is a multiplier that adds a bonus to your stake puchases, which decreases slightly every day. When the timer reaches zero, the last person to buy a stake wins the jackpot, and a new round is started. Players can withdraw or reinvest their earned dividends at any time, for current and future rounds. No lockout period, no expiration. Players can add a name and message which will be displayed to all visitors of the site for free.