Recent developments in the Bitcoin market highlight its growing popularity and integration into the financial system. The FHFA has updated its rules to allow cryptocurrencies for mortgage applications, while companies are continuing to invest in the asset.
New Mortgage Opportunity with Bitcoin
On June 25, 2025, the Federal Housing Finance Agency (FHFA) issued a groundbreaking directive requiring Fannie Mae and Freddie Mac to treat Bitcoin and other cryptocurrencies as assets when reviewing mortgage applications. This significant change could make it easier for crypto holders to qualify for home loans if their holdings are kept in U.S.-regulated centralized exchanges.
Corporations Accumulate Bitcoin
Public companies are increasingly adopting Bitcoin as part of their treasury strategies. More than 240 firms collectively hold nearly 4% of all Bitcoin in circulation. These companies are using a mix of stock sales and convertible debt to acquire BTC, demonstrating rising institutional confidence in the asset as a long-term store of value.
GameStop Boosts Bitcoin Holdings
GameStop has raised an additional $450 million by exercising a greenshoe option on a recent convertible note deal. This adds to its previously raised $2.3 billion, much of which is expected to be deployed into Bitcoin as part of its newly adopted treasury strategy.
These developments in the Bitcoin market indicate not only a rise in its price but also an expansion of its real-world utility and recognition within the financial system. With new mortgage policies and corporate reserve management, further interest and application of this digital asset can be anticipated.
