Credefi serves as an interface between decentralized finance and small and medium enterprises (SMEs) in Europe by offering unique financial solutions using tokenized assets.
Credefi's Market Positioning
For three years, Credefi has specialized in lending to European SMEs, a segment usually deemed too risky or unprofitable by banks. Credefi's approach merges DeFi capital with real borrowers, backing each loan with concrete guarantees: real estate, invoices, inventory. This positioning has become relevant amid the rise of tokenized real assets.
The Structure of the Credefi Ecosystem
Credefi's ecosystem is built on several modules designed to secure, simplify, and monetize user experience. It starts with a dashboard providing insights into active loans, collateral types and associated yields (up to 12% APY). NFT bonds transform corporate debt into liquid assets, and a tokenization of €4 million in corporate bonds is also in preparation, enhancing the secondary market's diversity and depth.
User Benefits and Opportunities
Credefi offers numerous opportunities for different participants. Investors can earn interest in stablecoins, while borrowers can obtain financing without going through banks by providing real collateral. $CREDI token holders can improve their yield and help strengthen platform security. With transparency in governance mechanics and low risks, Credefi demonstrates resilience in uncertain market conditions.
Credefi stands at the forefront of promoting tokenized real assets and represents a reliable solution for investors, allowing them to achieve stable yields while facilitating access to financing for small and medium enterprises.
