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Cryptocurrency Is Becoming a Payment Method, Not Just an Investment

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by Giorgi Kostiuk

4 hours ago


A recent Bitget survey of nearly 4,600 users revealed that the use of digital assets is gradually expanding beyond investment to encompass areas such as entertainment and everyday purchases.

Cryptocurrency Usage by Age Group

Younger users, particularly those from Generation Z, are utilizing cryptocurrency for daily expenses and entertainment. In contrast, Generation X tends to use crypto for major purchases, including real estate and premium travel.

Regional Differences in Cryptocurrency Use

Crypto adoption varies by region. In Southeast Asia, it is associated with gaming and gifting, while East Asians prefer digital goods and daily shopping. African users are leveraging cryptocurrency for education payments, responding to limited banking infrastructure. Meanwhile, the Middle East is seeing an increase in luxury purchases, and Latin Americans focus on digital content and e-commerce.

The Evolution of Cryptocurrency as a Payment Tool

As more user-friendly tools such as QR payments and card integrations become widely available, more individuals are beginning to view digital currencies as cash — practical, fast, and increasingly universal.

The survey results indicate that cryptocurrency is becoming an essential tool for everyday transactions and consumer spending, signaling its integration into the financial lives of various demographics.

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