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Cryptocurrency Payments: How Different Generations Use Digital Assets

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by Giorgi Kostiuk

5 hours ago


Cryptocurrency payments are becoming increasingly relevant for various user groups, covering both everyday and high-value transactions. Research shows a growing interest in the practical use of cryptocurrencies.

Use of Cryptocurrencies by Different Generations

Gen Z users stand out in daily spending, with 36% using digital assets for gaming-related expenses and 35% for everyday purchases and travel bookings. Meanwhile, Gen X leads in high-value spending, with 40% of users preferring to use crypto for travel, digital products, and real estate.

Regional Preferences in Cryptocurrency Usage

The study highlights how local infrastructure and user behavior shape cryptocurrency spending preferences. For instance, Southeast Asia leads in gaming and gifting, with 41% of users expressing interest in using crypto for these categories. In East Asia, crypto's role in daily purchases and digital goods is most prominent, reaching 41% - the highest rate globally.

Global Trends in Cryptocurrency Payments

Cryptocurrency integrations with merchants worldwide are enabling increased adoption of digital assets for everyday purchases. This includes the use of QR codes for small merchants and card integrations for larger retailers, allowing crypto payments to align seamlessly with familiar consumer shopping habits.

Overall, the growing interest in the use of cryptocurrencies for daily transactions and high-value expenses indicates the evolution of digital assets into practical applications among various generations and regions.

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