The regulation of cryptocurrencies in Europe and the US enters a new phase, with Europe, through the launch of MiCA, demonstrating acceleration in the market while the US takes control measures.
MiCA and the Surge of Crypto Volumes in Europe
The MiCA (Markets in Crypto-Assets) regulation initiates a process of attracting major crypto platforms with a single license valid across the European Union. In Q1 2025, crypto trading volumes in Europe increased by 70%, accompanied by a stable number of transactions. This indicates that more strategically oriented institutional players are entering the market.
Regulation of Stablecoins in the US
The GENIUS Act, passed by the US Senate, introduces strict rules for stablecoins, including mandatory reserves and bans on interest payments to holders. This has drawn criticism among experts who argue such measures could limit the freedom of cryptocurrency usage.
Global Standards and Bitcoin's Progress
As regulators in various countries develop their own laws, a fragmented picture emerges, threatening the liquidity of the market. In this context, Bitcoin continues to evolve as a free asset, providing an alternative for investors looking to move away from restrictions on stablecoins.
Within the framework of a global struggle for cryptocurrency regulation, Europe shows unexpected vitality, while the US faces challenges related to accelerating control. How this situation will unfold in the future remains uncertain.
