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Ex-Ripple Employee: XRP Not Meant for Retail

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by Giorgi Kostiuk

4 hours ago


Recent remarks by Dilip Rao, former Global Head of Infrastructure Innovation at Ripple, have reignited the discussion about XRP’s market focus.

Dilip Rao’s Perspective on XRP Use Case

In an interview, Rao explained that much of the XRP trading on exchanges is speculative and does not align with Ripple's goals. He emphasized that the company's focus is to adopt XRP by institutional financial operations as a bridging mechanism.

Pushback from the XRP Community

Contrary to John Squire’s statement that XRP is not meant for retail, some community members disagree. User Moon Lambo argued that XRP was designed as a more efficient Bitcoin and remains accessible to retail investors due to its decentralized nature.

The Ongoing Debate

The debate about XRP's role in the financial ecosystem remains contentious. While Ripple focuses on institutional adoption, the token is widely traded by retail investors. The question of which usage will impact its long-term value more remains open.

As the digital asset industry evolves, the line between institutional and retail use may blur. XRP remains accessible, and its role in the ecosystem will depend on the market's future developments.

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