In recent years, blockchain platforms have increasingly begun to integrate with traditional financial infrastructure. This integration is becoming crucial for modern payment systems.
ISO 20022 Integration and Asset Positioning
Crypto investor Mr. Man has highlighted that projects like Ripple and Stellar are no longer positioned at the margins of financial systems. They are now integrating with regulated payment infrastructure through protocols such as SWIFT gpi and ISO 20022. For example, Ripple's architecture supports cross-border liquidity and transactions, while Stellar is optimized for remittance use cases with compliance requirements.
Interoperability Solutions and Standards
Mr. Man refers to technologies such as Quant’s Overledger and Chainlink’s oracles as middleware infrastructure for interoperability. These platforms enable data and transaction interactions between traditional financial institutions and distributed ledgers. Overledger connects disparate blockchains with banking systems, while Chainlink provides real-time compliance data, price feeds, and identity confirmations in settlement processes.
Shift in Market Demand and Regulatory Alignment
As key payment networks begin to converge into a unified, programmable liquidity network, Mr. Man argues that demand will favor assets and technologies capable of operating within regulatory frameworks. He notes that projects failing to align with regulatory protocols may be excluded from institutional flows and liquidity access, while assets like XRP, XLM, SHX, QNT, and LINK are becoming foundational components of the system.
The integration of blockchain technologies with traditional financial infrastructure based on ISO 20022 standards will provide new opportunities for innovation and regulatory compliance, marking an essential step in the evolution of financial networks.
