As interest in digital assets continues to grow, some investors are exploring the possibility of reaching financial independence through long-term holdings of XRP. Despite the risks, there is a belief that XRP’s value may appreciate significantly over the next 15 years.
ChatGPT's Forecast: XRP at $22 by 2040
ChatGPT projects that XRP could reach $22 by 2040 based on the assumption that the token will benefit from improved U.S. regulations and wider adoption in international money transfers.
To achieve a retirement portfolio of $500,000, it is estimated that an investor would need 22,727 XRP, requiring an investment of about $53,409 at the current price of $2.26.
Google Gemini's Forecast: XRP Could Reach $150
Google’s Gemini AI offers a more aggressive outlook, predicting XRP could hit $150 by 2040. Key growth factors include institutional adoption and the potential replacement of outdated systems like SWIFT.
With a $150 valuation, only 3,333 XRP would be needed to meet a $500,000 target, representing a current investment of roughly $7,533.
Telegaon's Estimate: XRP to Peak at $160.34
Telegaon analysts present the most optimistic scenario, suggesting XRP might rise to $160.34 by 2040. To reach a $500,000 retirement goal based on this forecast, an investor would need approximately 3,118 XRP, costing about $7,049 at the current price.
While future prices remain speculative, these forecasts provide a framework for assessing potential returns from XRP investments. It's essential to remember that investing in XRP is a high-risk strategy and should ideally be part of a diversified investment portfolio.
