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JamFi: Revolutionizing Access to Credit in Africa through DeFi

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by Giorgi Kostiuk

7 hours ago


As cryptocurrency markets rebound in 2025, JamFi is turning heads by changing the way credit is accessed in Africa through decentralized finance.

Unique JamFi Model

JamFi, built on Ethereum and powered by the $JAMI token, offers a hybrid lending model. It features both traditional collateral-based loans through licensed physical offices and DeFi loans that use cryptocurrency. This allows users in cities like Nairobi and Lagos to secure loans using ETH or USDT as collateral.

Tokenomics and Sale Mechanics

The total supply of $JAMI is capped at 1 billion tokens. Its distribution includes 40% for liquidity and lending pools, 20% for early investors, while the rest is allocated to the team, marketing, and treasury. A buyback-and-burn mechanism is also in place to support price stability.

Development Roadmap and Real-World Utility

JamFi has a clear roadmap that includes MVP testing, M-Pesa integration, and the release of a mobile app. The $JAMI token will be used for purchases of goods and services in Kenya and neighboring regions, driving organic demand from real-world applications.

With its unique approach and clear future plans, JamFi could become one of the most significant decentralized finance projects in the African region.

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