Mutuum Finance (MUTM) represents a new project in decentralized finance, offering unique opportunities for users through a dual lending system.
Dual Lending Structure
Mutuum Finance will offer users a dual lending structure: Peer-to-Contract (P2C) and Peer-to-Peer (P2P).
In the P2C model, users will be able to deposit assets such as USDC or ETH into shared liquidity pools. These pools will be accessible by borrowers who offer overcollateralized backing, and as borrowing demand rises, so will the interest rate for depositors.
Users providing liquidity will receive mtTokens, representing their deposits and reflecting the growing interest. These mtTokens can be used as collateral elsewhere or traded on the secondary market, providing additional flexibility.
Decentralized Stablecoin
Unlike protocols that depend on external stablecoins, Mutuum Finance will introduce a decentralized stablecoin pegged to $1. This stablecoin will be minted directly from on-chain collateral such as ETH or USDC.
The borrowing interest rate for this stablecoin will be set by protocol governance rather than market-driven fluctuations. Collateral will always exceed the value of stablecoins minted, ensuring overcollateralization.
MUTM Growth Prospects
With a planned listing price of $0.06 and a current presale price of $0.03, Mutuum Finance offers early participants a chance to double their investment at launch. The main appeal lies in the future utility of the MUTM token.
Users staking mtTokens in designated contracts will become eligible for MUTM token rewards. A portion of protocol earnings will be used to buy MUTM tokens from the open market, which will then be distributed to stakers.
Mutuum Finance (MUTM) is building a lending ecosystem with transparent mechanisms and sustainable tokens, providing users with earning opportunities and participation in decentralized finance.
