In 2025, Chile is actively developing its regulatory framework for fintech and cryptocurrencies, focusing on creating a safe and efficient environment for crypto investments.
Crypto Regulations in Chile
The Central Bank of Chile has introduced a Central Bank Digital Currency (CBDC) to facilitate crypto transactions. The primary piece of legislation in this area is the Fintech Law (Law No. 21.521), which aims to promote financial innovation and inclusion. Currently, Chile is working on establishing a comprehensive regulatory system for cryptocurrencies.
Who Regulates Crypto in Chile?
The main regulatory body is the Financial Market Commission (CMF), which oversees cryptocurrency activities and licenses digital asset service providers. The Central Bank of Chile is also involved in shaping regulatory standards for stablecoins.
Crypto Tax in Chile
Cryptocurrencies in Chile are treated as assets, not legal tender. This means that capital gains tax applies to cryptocurrency transactions, ranging from 0% to 40% depending on the transaction amount. Additionally, cryptocurrency mining incurs a tax of up to 27% for companies.
Chile is actively developing its fintech and cryptocurrency ecosystem, creating unique conditions for innovation and stability in this sector. The implementation of new regulations and taxes indicates the country's ambition to position itself as a leader in financial technologies in Latin America.
