In recent months, Ripple has attracted attention for its approach to XRP liquidity management, as well as its active role in U.S. cryptocurrency regulation.
Changes in Ripple's Escrow Strategy
XRP liquidity analysts have observed a shift in Ripple’s escrow release pattern. In 2025, Ripple re-locked 700 million XRP each month, except June (670M), compared to 800M monthly from April to October 2024. This shift suggests that Ripple is retaining an additional 100M XRP monthly. If the company continues using only 300M XRP monthly, the escrow could last 10 more years. However, increasing usage to 400M XRP by 2026 would reduce that to 7.5 years. A steeper increase could shorten it to six. Analysts warn that if re-locking stops, the XRP supply could deplete even faster.
U.S. Senate Hearings: Concerns and Challenges
Ripple CEO Brad Garlinghouse is set to testify before the U.S. Senate on July 9, shifting from legal battles to leading policy discussions. His testimony emphasizes that XRP is not a security, Ripple holds over 60 global licenses, and U.S. crypto policy is forcing innovation offshore. With the hearing titled “From Wall Street to Web3,” Garlinghouse urges Congress to act, stating, “Money should move like information and XRP is the key.” This marks a major turning point for Ripple, placing XRP at the center of crypto legislation debates.
Price Speculations and XRP's Future
Speculation is mounting that the SEC could announce the end of its case against Ripple this Saturday. If that happens, analysts believe it could signal a coordinated shift, including Fedwire adopting Distributed Ledger Technology (DLT) alongside ISO20022 standards. Such a move would align the U.S. financial infrastructure with blockchain-based systems, potentially positioning XRP at the core. Market watchers say this could lead to a massive price breakout for XRP, driven by utility, clarity, and institutional confidence.
Observations of Ripple’s escrow strategy and the company’s active involvement in U.S. cryptocurrency regulation discussions underscore XRP’s significance for the future of the cryptocurrency market, especially in light of potential regulatory changes.
