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Ripple CEO Predicts XRP Could Capture 14% of SWIFT Volume

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by Giorgi Kostiuk

14 hours ago


The XRP community is closely following Ripple CEO Brad Garlinghouse's claim that XRP could capture 14% of SWIFT's payment volume within five years. This statement has gained traction amid Ripple's increasing influence in global finance.

Garlinghouse's Forecast on SWIFT Market

Recent post by prominent XRP supporter Edo Farina reminded the community of Garlinghouse's bold claim. He asserts that XRP could take 14% of SWIFT’s global payments volume over the next five years. This assertion underscores Ripple's ambition not just to compete with traditional systems, but to position XRP as a serious alternative to the aging SWIFT infrastructure.

Ripple's Connections with the IMF

The group photo shared by Farina during the Singapore Fintech Festival shows Garlinghouse alongside high-profile figures such as Christine Lagarde and Jessie Cheng from the International Monetary Fund. This illustrates Ripple's growing influence at the highest levels of global finance and its active role in shaping the future of digital finance.

XRP's Role in the Future of Finance

As Ripple expands into stablecoins, central bank digital currencies (CBDCs), and tokenized assets, XRP's role as a bridge currency grows more relevant. The 14% SWIFT volume projection is becoming a tangible objective rooted in the company's ongoing enterprise initiatives and policy-level engagements.

With Garlinghouse’s ambitious plans for Ripple, it is evident that if XRP can meet these expectations, the implications for the global financial system could be profound.

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