As we look towards 2025, significant changes and achievements are anticipated in the stablecoin sector. Let's explore what the future holds.
The Growing Role of Regulated Stablecoins
In 2025, more financial institutions are expected to launch their own stablecoins. For example, Tether already showcases the success of this model by generating significant profits through investments in US Treasury bonds. The strategy involves launching a regulated stablecoin and promoting it on major exchanges by offering zero commissions for its usage.
Banks and Cryptocurrency Custody Services
MiCA regulation from the European Union, which will come into force in January 2025, opens new possibilities for financial institutions, including banks offering cryptocurrency custody services. This is a vital step toward integrating cryptocurrencies into traditional financial systems, enabling safe storage of digital assets for institutional investors and retail users.
Impact of MiCA on the European Market
Currently, Tether’s USDT faces challenges with MiCA compliance, which could lead to its delisting in the European market. This creates opportunities for alternatives such as USDC, which already possesses the necessary permissions. MiCA might also encourage the issuance of local euro-backed stablecoins, altering market dynamics compared to dollar-back solutions.
The future of stablecoins is promising. In 2025, they are expected to be widely adopted as a mainstream financial tool due to new regulations and the increasing number of market participants.
