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Stellar vs Ripple: Is XRP Just Hype?

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by Giorgi Kostiuk

20 hours ago


The rivalry between Stellar and Ripple has intensified once again. This time, it focuses on a statement from a well-known figure in the Stellar community claiming that XLM has surpassed XRP.

Stellar Expert's Opinion on Ripple

The individual known as 'Stellar Expert' criticized Ripple's latest move—a development of an EVM-compatible sidechain. He argued that Ripple is still in the planning phase, while Stellar has already launched its smart contract platform, Soroban, which is live and optimized. The expert further asserted that Ripple's recent addition of USDC to the XRP Ledger only occurred after the underperformance of its own stablecoin, RLUSD. According to him, XLM has already established over 1.5 million trustlines and significant transactional volume.

Facts on Ripple's Growing Success

However, the claim about RLUSD's failure is not supported by the data. In fact, RLUSD has seen rapid growth, with its circulating supply increasing to over $320 million by June 2025. Within its first month, RLUSD achieved a trading volume surpassing $3 trillion, making it one of the top-performing stablecoins by activity. These figures indicate strong demand from institutional and retail investors.

Different Development Paths of Stellar and Ripple

Both Stellar and Ripple are following distinct developmental paths. Stellar emphasizes open-access tools and programmable finance, while Ripple focuses on institutional adoption and real-world financial infrastructure. Despite the active discussions within the crypto community, the data suggests that both projects can thrive and succeed in their respective niches.

Ultimately, the competitive landscape between Stellar and Ripple remains important, with each project demonstrating unique advantages and directions for growth.

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