The year 2025 will witness financial turmoil due to the increase in capital tax, affecting all investors, including crypto enthusiasts.

A Rise that Impacts All Investors

Introduced in 2018 under the presidency of Emmanuel Macron, the single flat-rate levy (PFU) was aimed at simplifying taxation on savings and financial investments. With a combined rate of 30%, it included income tax (12.8%) and social contributions (17.2%), covering a wide range of income, from dividends to capital gains. But starting in 2025, this rate will rise to 33%, a decision aimed at boosting tax revenues. This increase will affect not only holders of traditional securities accounts but also crypto investors.

Crypto: A Sector Under Tax Pressure

Cryptocurrency enthusiasts will not escape this increase. Long considered a tax haven, the crypto sector is now in the sights of legislators. As cryptos like Bitcoin or Ethereum gain popularity, the State could no longer ignore the income they generate. Each sale or conversion into fiat currency will be subject to this new 33% tax. Furthermore, some experts fear the increase could go further, possibly reaching 35% in certain situations, such as for excessive dividend distributions.

Preparing for the New Tax Reality

Although this flat tax increase is not yet finalized, parliamentary debates on the finance bill continue, and other adjustments could occur before the final vote. It is essential for investors, whether in the crypto sector or more traditional investments, to prepare for this new fiscal reality.

While parliamentary discussions on potential changes continue, investors should be prepared for this new set of tax rules. Meanwhile, AI and memecoins are setting the trend.