U.S. Bank is making predictions about the stability of Federal Reserve interest rates through 2025, which could affect financial markets.
U.S. Bank's Fed Rate Forecast
U.S. Bank expects that the Federal Reserve will not lower interest rates in 2025, despite earlier market speculation about a potential cut. This forecast is based on resilient consumer spending and an increase in retail sales noted on July 21, 2025. The bank emphasizes that a strong economy is more significant than political influences, which could significantly affect global financial markets and the valuations of risk assets.
Impact on Bitcoin Market
In light of these economic conditions, U.S. Bank forecasts slight increases in jobless claims and a potential 11% decline in durable goods orders. They also expect stable data for the housing market, despite a tightening policy environment. This creates pressure on financial markets, especially for risk assets like Bitcoin and Ethereum.
Market Data and Insights
As of July 21, 2025, Bitcoin (BTC) is valued at $118,653.08, and its market capitalization reaches $2,360,650,455,090.17. Over the last 90 days, BTC has increased by 31.59%, while its trading volume grew by 32.38% in the past 24 hours. Despite moderate market dynamics, investors are exercising caution considering the current economic situation.
U.S. Bank's forecasts about steady interest rates highlight uncertainty in the short-term behavior of crypto assets like Bitcoin amid global economic changes.
