The US has recognized XRP as a key financial tool rather than a security, reflecting a new course in the country's crypto policy.
A Major Shift in U.S. Crypto Policy
In a groundbreaking move, the U.S. Securities and Exchange Commission (SEC) announced that XRP will no longer be classified as a security but instead as a key financial tool within the country’s economic framework. This shift comes as part of a broader strategy under President Donald Trump’s second term, marking a significant easing of pressure on Ripple Labs.
XRP’s Role in the Global Reserve Plan
According to the SEC’s proposal, XRP will play a crucial role in the U.S. global financial strategy. The initiative aims to facilitate the release of $27 trillion in locked nostro accounts worldwide. The U.S. share of this total amounts to $5 trillion, with an initial $1.5 trillion expected to be mobilized through XRP. A large portion of these funds is earmarked for strengthening Bitcoin reserves, reinforcing its status as the U.S.’s strategic digital asset.
Regulatory Clarity and Banking Integration
With the new SEC guidelines, XRP is now officially recognized as a payment network and financial instrument. This classification is expected to resolve the long-standing legal battle between Ripple Labs and the SEC. The Department of Justice is working on removing legal barriers preventing banks from utilizing XRP for financial transactions. The U.S. Federal Reserve and the Office of the Comptroller of the Currency (OCC) are reportedly working on integrating XRP Ledger (XRPL) into the banking system for liquidity management and cross-border settlements.
With the adoption of new regulatory rules, the US is taking decisive steps towards clarity, placing XRP at the center of the country’s evolving financial landscape.
