A recent analysis of XRP wallet distribution over the past two years indicates a significant increase in both the number of accounts and the volumes held by top-tier holders.
Increase in XRP Usage
User @XRPwallets shared data showing that more users are reaching higher balance thresholds. The number of wallets in the top 0.01% rose from 470 to 658, while the threshold balance slightly decreased from 6,229,594 XRP to 5,642,230 XRP.
Growth in Wallets Across All Tiers
As the number of whales in the ecosystem has increased, this trend continues across all tiers. Two years ago, 47,002 wallets were in the top 1% with a minimum balance of 69,999 XRP. Today, this figure has grown to 65,802 wallets with a minimum of 50,732 XRP. Similarly, the 2% group increased from 94,003 wallets to 131,603, with the balance cutoff dropping from 34,791 XRP to 25,726 XRP.
Overall Trend of Growth and Community Expectations
In the broadest examined group, the top 10% experienced a significant rise from 470,017 wallets to 658,016. The entry threshold for this tier also decreased from 3,522 XRP to 2,477 XRP, indicating increased activity and distribution of XRP among retail and mid-level holders. Despite the drop in minimum threshold, entering the top ranks has become more difficult.
Overall, the digital asset XRP has shown notable growth over the past two years, with community support indicating hopes for further development and adoption.