At the recent XRP Apex 2025 event in Singapore, Ripple CEO Brad Garlinghouse discussed the potential of the XRP Ledger in relation to the SWIFT system. The discussion focused on both messaging volume and liquidity.
XRP's Prospects in Connection With SWIFT
Garlinghouse highlighted two aspects of SWIFT: messaging and liquidity. He emphasized liquidity, noting that if XRP were to capture 14% of the total amount, it would represent approximately $175 trillion in annual cross-border transactions. This positions XRP favorably in terms of market dynamics, as SWIFT processes around $5 trillion in transactions daily.
Predictions and Opinions
Some experts and traders began making price predictions for XRP concerning this potential future scenario. If 14% of SWIFT's volume is achieved, XRP's price could potentially rise above $20, with some even suggesting estimates as high as $1,250 per token. However, such figures raise skepticism due to a lack of substantial backing for these price targets.
Market and Real Expectations
Despite the ambitious forecasts, investors are cautioned to proceed with caution. A price of $1,250 would imply a market cap exceeding $67 trillion, which surpasses the combined valuation of Bitcoin, Amazon, Apple, and other major entities. Thus, while existing predictions are intriguing, it is vital to remember they are not fact-based and may be difficult to achieve.
The discussion around XRP's future and its connection to SWIFT volumes raises numerous questions about the future of the cryptocurrency market. At the same time, predictions should be based on more realistic and substantiated data.
