Despite growth in cryptocurrencies during the first half of 2025, XRP has not overcome its challenges. This article examines the main reasons for XRP's stagnation.
Centralized Control and Its Impact on XRP
The primary reason behind XRP's stagnation is its centralized structure. All 100 billion tokens were pre-mined, and Ripple controls a significant portion of the supply. Approximately 42% of tokens are still under the company’s control, raising concerns regarding the true liquidity in the market.
Limited Real-World Applicability of XRP
Although XRP is pitched as a tool for global finance, its real-world use remains limited. Despite partnerships and pilot programs, there is little concrete evidence of major institutions employing XRP at scale.
XRP's Prospects: What Lies Ahead?
XRP's issue does not lie in its technology but in the structure behind it. Heavy supply concentration, uncertain utility, and a partially closed ecosystem continue to weigh on the token's trajectory. Unless Ripple opens its model or institutions engage more forcefully, XRP is likely to remain stagnant.
Despite XRP's technological potential, current structural challenges, including centralized control and uncertainty over real-world applications, cast doubt on the future success of this cryptocurrency.