In a recent statement, Versan Aljarrah, co-founder of Black Swan Capitalist, discussed the complementary relationship between XRP and XLM in the context of transforming the financial system.
XRP: The Bridge Between Traditional Finance and the Digital Economy
Aljarrah describes XRP as the bridge between traditional financial infrastructure and the tokenized economy. XRP is capable of facilitating fast, low-cost transactions, positioning it as a vital asset for improving liquidity and scalability across financial systems. RippleNet connects banks and financial institutions through a compliant and open network.
XLM: Advancing Financial Inclusion Globally
In contrast to XRP, XLM aims to bring financial services to the underbanked and unbanked populations. As the native asset of the Stellar network, XLM supports peer-to-peer payments and cross-border remittances. Aljarrah highlighted Stellar’s partnerships with institutions like the IMF and the United Nations as evidence of their commitment to inclusion.
Ripple’s Investment in Stellar-Aligned Infrastructure
Aljarrah emphasized Ripple’s involvement in strengthening the Stellar ecosystem through investments in Stronghold and the VELO Protocol. Stronghold focuses on secure asset storage, while VELO enables decentralized borrowing and lending, increasing liquidity within the Stellar network.
Aljarrah concluded by stating that XRP and XLM should not be seen as competitors, but as cooperative forces reshaping finance. Together, they are building an inclusive and efficient system for moving value across borders and between people.
