Noah payment system: reliable API tools for fiat and cryptocurrencies

Noah is a platform for instant cross-border payments and automated financial operations, built on API-based integration. The project provides companies with tools to receive, convert, and send funds in more than 120 currencies, including stablecoins. Noah combines the speed of digital assets with the reliability of fiat channels, ensuring transparency, compliance, and scalability. The service is actively used by fintech companies, marketplaces, and global platforms that require a stable payment infrastructure without intermediaries or delays.

• General concept and goals of Noah
• Platform architecture and blockchain
• Key products and features of Noah
• Noah: team and funding
• Project outlook and development
• Conclusion

General concept and goals of Noah

Noah is a financial platform designed to simplify cross-border payments using stablecoins and local currencies. Its core objective is to eliminate the barriers between traditional banking systems and decentralized assets. With a unified API, companies can send and receive funds in over 120 currencies, which is especially valuable for global businesses, freelance platforms, marketplaces, and fintech services. Noah merges crypto infrastructure with fiat liquidity, reducing operational costs and eliminating the need for intermediaries.

Key platform functions include:

1. Receiving fiat funds with subsequent conversion into stablecoins;
2. Fiat payouts from cryptocurrency reserves;
3. Automation of payment routes and custom workflows;
4. Integration via a unified API with flexible transaction rules.

All processes comply with KYC/AML requirements, making Noah suitable for corporate compliance policies. The project is focused on streamlining money flows across regions and accelerating financial operations without compromising reliability. This model is particularly relevant in developing countries where banking services are limited or unstable, and crypto helps bypass infrastructure constraints.

Platform architecture and blockchain

Noah’s technological foundation is an API-centric architecture, built to be compatible with various payment networks and blockchains. The project uses stablecoins as a means of transferring value across jurisdictions, ensuring speed and predictability in financial operations. Instead of launching its own token, Noah relies on liquid and recognized assets such as USDC and USDT, simplifying corporate adoption of the platform.

Key architectural components include:

• Unified API access to all platform modules;
• Webhooks and idempotent requests for stability and security;
• Integrations with Ethereum, Tron, and other networks;
• Support for banking on/off-ramp solutions.

The architecture supports modular usage: each block (Payin, Payout, Orchestration, Hosted Checkout) can be integrated independently or as part of a connected flow. This gives businesses the flexibility to automate payouts when a balance is reached or to use only the payment intake feature. Security is enforced at all levels, including data encryption, access control, and system restrictions on transaction amounts, frequency, and destinations. This combination of flexibility and protection makes Noah a reliable platform for organizations at any stage of growth.

Key products and features of Noah

The Noah platform offers four main modules, each responsible for a specific stage in the financial transaction chain. The Payin module allows the acceptance of local currencies and their instant conversion into stablecoins. This is especially relevant for platforms that receive payments from clients across different countries. The Payout module enables the transfer of funds from crypto to fiat through local banks, mobile wallets, or other payment systems. The Orchestration module allows businesses to define rules for executing transactions, including conditions for triggering specific payment flows. Hosted Checkout provides an end-user interface that can be embedded into a website or application.

In addition to core features, Noah provides reporting tools, internal dashboards, access management, and integration tools such as SDKs and testing environments. This makes the product convenient not only for developers but also for risk managers, operations leads, and finance teams. As a result, Noah becomes a universal solution for companies that need quick access to a global financial infrastructure with full transparency and control.

Noah: Team and Funding

Noah is backed by a strong team with experience in banking infrastructure, cybersecurity, and Web3. Founder Shah Ramezani has previously worked with several fintech startups and acts as the project’s visionary. He is supported by co-founder Thijn Lamers and CTO Chris Sargent, who is responsible for the platform's architectural stability and scalability. The leadership team also includes Dylan Rayapah (banking integrations) and Ben Lord (cloud infrastructure). The team collaborates closely with legal advisors and adheres to regulatory frameworks across multiple jurisdictions.

In 2025, Noah raised $22 million in a funding round led by LocalGlobe, FJ Labs, and Felix Capital. Prominent angel investors, including Joe Lonsdale, David Helgason, and Alexander Matthey, also participated. The funding is aimed at expanding the partner network, improving UX, and strengthening compliance tools, including acquiring licenses in new regions. It will also support technical team growth and accelerate banking integrations. Noah’s strategy focuses not only on growth metrics but also on building client trust through legal transparency, strong documentation, and responsive technical support. These efforts underscore the team's commitment to building a long-term, stable infrastructure capable of replacing outdated payment systems.

Project Outlook and Development

Noah’s development strategy spans both technical and regulatory expansion. A top priority is adding support for new stablecoins, including tokens based on Layer 2 solutions and blockchains with lower transaction fees. This will provide greater flexibility for clients, particularly in emerging markets. The platform also plans to introduce features for real-time liquidity management and the creation of rule-based payment strategies. These tools will be especially useful for CFOs and treasury teams managing large-scale fund flows.

On the legal front, Noah is working on obtaining licenses in countries across Asia, Latin America, and Africa. These regions often lack stable banking infrastructure, making Noah a viable alternative to inefficient SWIFT transfers. The team is also exploring integration with CBDCs (central bank digital currencies) to stay ahead of evolving regulations and government-led innovations.

The company is expanding its API capabilities and plans to add support for multi-currency wallets, integration with major payment providers, and real-time AML analytics tools. All of this is aimed at improving usability and meeting the requirements of enterprise clients. Noah’s approach to scaling is rooted in a comprehensive balance between technical excellence and legal compliance, positioning the project for sustainability in a rapidly evolving digital finance ecosystem.

Conclusion

Noah is building a solid foundation for cross-border transactions by combining API convenience, stablecoin support, and strict compliance. The platform is already used by businesses around the world for its speed, scalability, and legal clarity. As it continues to expand functionality and enter new markets, Noah is positioning itself as a key player in the digital payments space, aiming to replace outdated financial infrastructure with modern technology. The project focuses on long-term stability rather than speculative growth, making it particularly attractive for enterprise clients. Noah offers not just a service, but a foundation for the payment infrastructure of the future.