According to a Coinbase report, generational differences in investment habits of Millennials and Gen Z reflect broader economic behavioral trends, influencing financial markets.
Millennials' Investment in Cryptocurrency
According to Coinbase's 2025 report, 48% of U.S. Millennials are cryptocurrency investors, focusing on long-term gains with emphasis on cryptocurrencies like ETH and BTC. Millennials view cryptocurrency as a gateway to invest in tokenized real estate through DeFi platforms.
Gen Z's Focus on Gaming Ecosystems
Studies indicate that Gen Z prefers gaming ecosystems, investing heavily in NFTs and in-game assets. Pew Research notes that by 2025, 17% of this generation owns cryptocurrency, utilizing FinTech platforms such as Venmo and Robinhood.
Generational Changes in Financial Markets
Trends suggest a shift in attitudes toward fintech, with increasing engagement from Gen Z through platforms like Venmo and Robinhood. Meanwhile, Millennials are extending traditional savings to include cryptocurrency investments, contributing to heightened volatility in financial markets and an emphasis on high-risk strategies.
As differences in investment habits between generations continue to evolve, they may significantly impact financial markets and prompt changes in the regulatory landscape.
