JREPO is a DeFi pool lending platform to serve both borrowers and investors. On the borrowing point of view, it works just the same as a traditional repo. The owner of digital assets can lock their assets as collateral with J Repo in order to borrow another asset including USD pegged ‘stablecoins’, with an agreement to return them back later at slightly higher price (initial price + interest) within pre-agreed period of time.
On the other hand, on the investing side, the platform allows investors who are interested to invest their assets (stable coin, gold, etc.) into the pools of that particular assets, and receive interest if there is a demand to borrow that specific asset.