• Dapps:16.23K
  • Blockchains:78
  • Active users:66.47M
  • 30d volume:$303.26B
  • 30d transactions:$879.24M
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Fair Game

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The total fiat value of assets in a dapp's smart contracts
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News

The Dichotomy of Small-Dollar Lending in the U.S.

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The consumer financial landscape in the U.S. is divided between the prime credit market and the subprime market, where payday loans serve around 12 million borrowers annually, often leading to a debt trap.
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Miguel Rodriguez

The Role of Extended Payment Plans in Managing Payday Loan Debt

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Extended Payment Plans (EPPs) provide a solution for payday loan borrowers to manage debt through longer repayment terms without extra fees, yet their usage is low due to borrower unawareness and lender disincentives.
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Arif Mukhtar

Understanding the Debt Trap in Payday Lending

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The payday loan model often leads to a cycle of dependency, where borrowers find themselves trapped in a cycle of rollovers and high fees.
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Luis Flores

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