Aave Labs has launched Horizon, a new lending platform that allows institutions to borrow stablecoins against tokenized real-world assets.
With the Launch of Horizon
The Horizon platform was announced on August 27 and represents one of Aave's largest steps towards bridging institutional finance and decentralized finance. It enables institutions to use tokenized real-world assets as collateral for stablecoin loans, including USDC, RLUSD, and GHO.
Access to Liquidity for Institutions
Institutions can now access liquidity without having to sell tokenized bonds or treasury bills. Borrowers can receive stablecoins by providing tokenized assets as collateral. The platform provides qualified investors with access to new yield opportunities linked to stablecoins.
Security and Valuation
Horizon supports multiple collateral options, including assets from Superstate, Centrifuge, and Circle. The platform uses Chainlink’s NAVLink for accurate valuation of collateral. Risk management is handled by Llama Risk and Chaos Labs, emphasizing security through non-custodial architecture and transparent governance.
With the launch of Horizon, Aave sets the stage for a bridge between decentralized liquidity and traditional finance, creating new opportunities for institutions and borrowers.