Binance has announced the launch of a new yield product called RWUSD, which is linked to real assets and offers users stable returns using stablecoins.
About RWUSD
The RWUSD product allows users to earn up to 4.2% annually by subscribing using stablecoins like USDT or USDC. It is important to note that RWUSD is not a stablecoin, fund, or on-chain token and cannot be traded, transferred, or withdrawn from the platform.
RWUSD Yield Dynamics
While RWUSD itself is not tokenized, it is designed to reflect the income earned from Binance’s treasury operations and other sources, including real-world assets such as tokenized US Treasury Bills. Users subscribing to RWUSD receive a 1:1 ratio of tokens in their spot wallets with no fees. Rewards are accrued daily and paid out in-kind.
Additional Opportunities within Binance Ecosystem
RWUSD is also eligible as collateral for VIP loan services within the Binance ecosystem, enabling users to borrow against their RWUSD while earning interest. Users can subscribe through the Simple Earn section on the Binance website or mobile app, with USDT available globally and USDC required for users in the European Economic Area.
The launch of RWUSD is part of Binance's strategy to merge traditional financial products with blockchain, offering users stable returns within a controlled ecosystem.