Investment bank Citigroup has presented an analysis suggesting that blockchain may experience a significant breakthrough in 2025. This moment may be as significant for financial technology as the ChatGPT effect has been for artificial intelligence.
Citigroup's Growth Forecast for Blockchain
According to the analysis, the stablecoin market could reach $3.7 trillion by 2030 in an optimistic scenario. Even in a more moderate outlook, its capitalization would be $1.6 trillion. The primary factor for this growth will be the deeper integration of blockchain into the traditional financial system thanks to clearer regulations.
Risks and Threats to Stablecoins
Currently, dollar-denominated stablecoins like USDT and USDC already represent 90% of the market, which has reached a capitalization of $230 billion. However, risks remain, such as the potential for depegging, which has already occurred with USDC in 2023. Citigroup emphasizes the need for regulation to mitigate these threats.
Future Opportunities for Blockchain
Citigroup also notes that blockchain may revolutionize public systems by replacing centralized infrastructures with more efficient decentralized models. With clearer regulations and growing institutional adoption, stablecoins could become the backbone of global digital finance.
Thus, despite existing risks, blockchain could become a key infrastructure for the financial and public systems of the future. Citigroup forecasts that in the coming years, this technology will reach its peak, with significant influence.
