Singapore's DBS Bank has announced the transition to tokenizing its structured products on Ethereum. This move aims to simplify access to complex investment instruments for accredited and institutional investors.
How Tokenized Notes Work
Structured notes are investment instruments whose value is derived from an underlying asset or index. Traditionally, they require steep minimum investments—often $100,000 or more. Tokenization lowers the entry threshold. Each token represents a $1,000 share of the original note, providing investors with greater flexibility to diversify their portfolios.
Strong Institutional Demand
DBS reported processing over $1 billion in crypto-linked structured notes during the first half of 2025, highlighting strong institutional interest. Family offices—of which Singapore hosts more than 2,000—are expected to drive significant growth for these products.
Future of Tokenized Assets
DBS plans to tokenize other investment categories, including equity- and credit-linked notes, paving the way for a wider suite of tokenized assets tailored to institutional needs.
DBS continues to expand its offerings in the digital market, aiming to bridge traditional wealth management with the rapidly evolving digital asset economy.
