In 2025, the volume of funds locked in DeFi lending has significantly increased, reaching $127 billion. This growth is attributed to rising interest from institutional investors.
Growth of DeFi Lending in 2025
According to Binance Research, the total value locked in DeFi lending has surged 72% since the beginning of the year, increasing from $53 billion in January to more than $127 billion today.
Institutional Platforms and New Products
Protocols running on smart contracts offer automated access to borrowing and lending, attracting institutional investors. Platforms like Euler and Maple Finance reported gains, with Euler's value up over 1,400% and Maple Finance nearly 600%. Aave Labs has launched Horizon, a market designed for institutional investments using tokenized assets.
Risks and Opportunities in DeFi
Emerging trends indicate that DeFi lending is transforming from retail experimentation into a robust structure for institutions, but it also introduces new risks. Moody’s analysts warn that utilizing Treasuries to back crypto trades could transmit risks back into traditional markets.
The total value of DeFi lending continues to grow, with tokenization potentially serving as a bridge between decentralized finance and traditional financial systems.
