As XRP shows renewed signs of strength in the cryptocurrency market, discussions around its long-term potential have resurfaced. One hot topic is the price at which XRP holders can afford to retire.
Moderate Retirement Targets
Some participants took a practical approach, identifying price levels that would allow them to meet conventional retirement goals. For instance, community member Brian Hassine suggested that XRP reaching $10 would be sufficient for financial independence. At the current market value of around $2.86, this would represent slightly more than a threefold increase.
Others set the bar higher. A user identified as Mullen Station explained that a price of $100 would provide the necessary resources for retirement while still leaving the option to work by choice.
Ambitious Projections for XRP
Alongside moderate targets, others entertained significantly higher valuations. Several contributors referenced long-standing community 'moonshot' levels such as $589 and even $1,000 per XRP. Forecasts from platforms like Changelly have suggested XRP could reach $2,400 by 2040.
Diverse Perspectives on XRP as an Investment
Some community members argued that XRP's success is not necessarily tied to retirement. For example, Amelia Rosee stated that she is more interested in accumulating additional XRP than in planning retirement. Another participant, Gaius, described XRP as a tool for enabling meaningful work rather than a means of leaving the workforce.
With XRP's current price at $2.86, the levels cited by many community members in their retirement scenarios are still far off. Nevertheless, the conversation highlights a persistent belief within the XRP community that the asset holds the potential to reshape personal financial futures.
