Financial expert Levi Rietveld recently issued a strong warning to XRP holders regarding potential economic changes.
Surging Federal Debt and Growing Deficits
Rietveld highlighted that, in just the last 48 days, U.S. federal debt surged by more than $1 trillion, equivalent to an average of $21 billion per day. Since August 11, 2025, debt has risen by over $200 billion. He noted the alarming pace of borrowing, comparing current spending levels to those seen during World War II and the 2008 financial crisis. U.S. spending now represents 44 percent of GDP annually, matching some of the most extreme financial eras in history. In July 2025 alone, the U.S. reported a $291 billion deficit, the second-largest July deficit on record.
Declining Confidence in the Federal Reserve
Beyond debt levels, Rietveld also drew attention to declining public trust in the Federal Reserve. Citing surveys, he noted that only 37% of U.S. adults express confidence in Federal Reserve Chair Jerome Powell’s ability to manage the economy effectively. He observed that Powell faces growing pressure as members of the Federal Reserve board are replaced with individuals who favor rate cuts, leaving limited options for the central bank to contain inflation.
XRP and the Future of Money
Rietveld contrasted the fragility of fiat currencies with the potential offered by cryptocurrencies. He argued that the structural issue lies within the fiat system itself, where constant money creation undermines stability. He referenced XRP as a viable alternative, pointing to its increasing use in cross-border payments and its growing acceptance by businesses internationally.
Rietveld emphasized that the current environment of rising debt and diminishing trust in monetary authorities underscores the need for XRP holders to prepare for significant shifts in global finance.