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Insight into XRP's Roadmap and Impact Until 2026

Insight into XRP's Roadmap and Impact Until 2026

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by Giorgi Kostiuk

3 days ago

A recent video by CaptainAltcoin outlines the most detailed roadmap for XRP until early 2026, suggesting Ripple's legal battles are behind.

Legislative Changes in the U.S.

In September 2025, the expected **Clarity Act** aims to provide a clear legal definition for crypto assets like XRP. If signed by President Trump, XRP will fall under CFTC oversight, opening doors for pension funds and large investors.

Institutional Adaptations

In Q3 2025, as regulation clears up, banks are expected to quietly begin testing XRP for real settlement flows. Ripple's clients, such as **Bank of America** and **Morgan Stanley**, may run pilots involving FX swaps.

Financial Reset in 2026

By January 2026, XRP is anticipated to take a central role in global settlement for tokenized currencies and gold. Smaller central banks could start holding XRP as a reserve asset, making it an essential part of new financial corridors.

CaptainAltcoin's predictions highlight crucial phases that will shape XRP's future and the entire crypto-financial landscape leading up to early 2026.

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