U.S. President Donald Trump signed a decree allowing cryptocurrency, real estate, and private equity inclusion in 401(k) retirement plans. This move could significantly impact the market and make bitcoin more accessible to a broader range of Americans.
Trump Redefines the Financial Game
On August 7, 2025, Donald Trump signed a presidential decree that allows the inclusion of cryptocurrencies, real estate, and private equity in 401(k) retirement plans. This change will affect 60 million Americans. Meanwhile, the Department of Labor will need to revise its guidelines regarding investment responsibilities for these assets.
Bitcoin in Pensions: A Significant Change
This decree effectively opens the market to bitcoin and other alternative assets, which was reflected in the market: within hours, the price of BTC rose from $114,900 to $116,850, with trading volumes exceeding $30 billion. This indicates significant interest from institutional investors.
5 Key Points about Cryptocurrency in 401(k) Plans
To grasp the significance of this event, it's essential to highlight several aspects:
* $116,850: the new peak price of bitcoin on August 7, 2025, following the presidential announcement; * $12.5 trillion: the estimated amount of funds currently held in 401(k) plans; * $30 billion: the volume of bitcoin trading recorded within 24 hours after the news; * 2026: BlackRock's scheduled launch of a retirement fund including alternative assets like cryptocurrencies; * 200: the number of publicly listed companies currently holding bitcoin on their balance sheets, which continues to increase.
Trump's signed decree allowing cryptocurrencies in 401(k) plans could dramatically change the perception of digital assets in the U.S. and significantly impact Americans' investment strategies in the future.
