Polygon (MATIC) is facing challenges in the cryptocurrency market while the new project Mutuum Finance (MUTM) is gaining popularity.
Current State of Polygon (MATIC)
As of September 1, 2025, Polygon (MATIC) has dropped by 5.2% to around $0.71, with a 24-hour trading volume of $320 million. The decline aligns with broader market volatility driven by macroeconomic factors, such as U.S. tariffs and fading altcoin momentum. Technical indicators show MATIC testing support at $0.70, with an RSI of 42 and resistance at $0.75. Despite Polygon's significance in Ethereum scaling and a 10% increase in DeFi total value locked to $1.2 billion, whale sell-offs and reduced network activity negatively impact sentiment. Analysts project a potential rise to $0.80 if the $0.75 level clears, while a drop below $0.70 could lead to a decline to $0.65.
Mutuum Finance (MUTM): New Perspectives
Mutuum Finance (MUTM) is being built as a decentralized hub where real demand will fuel growth. The project focuses on lending and trading, ensuring constant protocol activity and sustained demand for tokens. Users will be able to lend and borrow stablecoins, as well as high-risk assets like SHIB and PEPE. This approach is designed to attract diverse participants and provide liquidity. The integration of stablecoins is a key aspect, creating predictable demand while incentivizing participants. The Stable Rate Model will also provide borrowers with predictable repayment costs, and building on Layer-2 ensures speed and affordability.
Analysis of the Future for MATIC and MUTM
The ongoing success of Mutuum Finance during its presale has already grabbed attention, with Phase 6 raising $15.3 million. Analysts believe that MUTM has the potential to grow to $2 due to its layered revenue streams, constant activity cycles, and early adoption phases. In contrast, MATIC faces increasing competition and a slowdown in growth, suggesting that its peak success may be behind. Analysts warn that while MATIC remains a significant project, Mutuum Finance is starting to reach new heights.
As the new project Mutuum Finance (MUTM) rises and Polygon (MATIC) struggles, it is essential to monitor market shifts, as both projects are gaining increasing relevance in the world of cryptocurrency.
