A recent analysis examines the potential increase in XRP prices if it processes a significant share of SWIFT transactions in the future.
Future of XRP in Transactions
During the 2025 XRPL Apex event, Ripple CEO Brad Garlinghouse highlighted the role of XRP Ledger in transactions, noting that XRP could complement SWIFT, but won’t replace its integration infrastructure.
Modeling XRP Valuation Based on Transaction Volume
Analysis indicates that if 28% of SWIFT volumes, approximately $150 trillion annually, were handled by XRP, the price could range from $175 to $350 based on usage velocity of 4 and 2 transactions per year.
Implications of Broader Adoption and Scarcity
It is important to consider that the projected prices are based on the assumption that XRP will be the sole asset for the specified share of SWIFT transactions. Other assets or a decrease in circulating supply could affect prices.
XRP prices may fluctuate based on its role in global financial systems and scarcity factors. Ongoing discussions about its role continue to attract interest within the crypto community.
