Gemini and Ripple have announced the launch of a credit card that offers rewards in XRP, allowing users to benefit from everyday purchases.
Gemini's New Initiative
In partnership with Ripple, Gemini has launched a new version of its credit card available for users in the U.S. This card allows cardholders to earn rewards in XRP, providing cashback of up to 4% on gasoline, electric vehicle charging, and shared rides, with additional cashback rates of 3% on dining and 2% in supermarkets.
Benefits of Using XRP
Gemini's focus on XRP is due to its notable price performance. Following reduced expectations linked to Trump's election and Gensler's resignation on January 20th, there was a significant surge in XRP rewards. As reported, Gemini credit card users experienced a 453% growth in their XRP rewards as of July 27, 2025, a substantial increase compared to other reward currencies.
Future of Ripple and Gemini Partnership
The partnership between Ripple and Gemini presents new prospects for credit card users. As noted by Tyler Winklevoss, CEO and co-founder of Gemini, this initiative signals a step toward the future of finance, offering customers and the XRP community new ways to showcase their loyalty to XRP. The collaboration is expected to further enhance reward systems and transform everyday transactions into potential wealth-building tools.
The launch of the Gemini credit card supporting XRP illustrates the growing influence of cryptocurrencies in everyday finances, providing users with a new opportunity to earn from their usual expenses.
