Recent developments surrounding Ripple and its token XRP have significantly changed the atmosphere in the cryptocurrency market. The end of the long legal dispute with the SEC has opened new prospects for the company and crypto investors.
Conclusion of the Ripple vs. SEC Case
In early August, the long-standing legal battle between Ripple and the SEC concluded. Both sides dropped their appeals, making Judge Torres’ 2023 ruling definitive: **XRP is not a security when traded on public exchanges**. Despite paying a fine, Ripple can now trade the token freely in the US, marking a significant step forward for its adoption.
New Legislative Initiatives
The situation with XRP coincided with new legislative initiatives in the US. In July, the House passed the **CLARITY Act**, which clearly separates securities from commodities. It is expected that tokens like XRP will be treated as digital property, creating a more predictable environment for investors. This legislative support might encourage more organizations to engage with XRP without legal uncertainty.
Institutional Investments and XRP
Institutional investors have also begun to show interest in XRP. This summer, several asset management companies, including Franklin Templeton, filed applications for a **spot XRP ETF**. Approvals are expected as early as October 2025. Additionally, **Bank of America** launched a liquidity system based on XRP for real international transactions, indicating growing interest from banks and other financial institutions.
The conclusion of the Ripple case with the SEC and new legislative initiatives create a solid foundation for XRP's future. The involvement of institutional investors and the development of the token in real banking operations open new horizons for the cryptocurrency, making XRP a more attractive investment.
