In July 2025, the stablecoin market saw substantial growth, adding $4 billion to its market cap and surpassing $250 billion, following the enactment of the GENIUS Act.
Increase in Stablecoin Market Capitalization
Stablecoin market capitalization rose by $4 billion in July 2025, crossing the $250 billion mark for the first time. This growth followed the passage of the GENIUS Act on July 18, which introduced clearer regulatory frameworks for digital assets, particularly stablecoins.
Record Activity in the Market
Monthly active addresses for stablecoins increased by 20%, reaching over 38 million users in July. This indicates broad adoption and increasing user activity in peer-to-peer transactions, international remittances, and DeFi platforms. In Q1 2025 alone, stablecoin transactions hit a new record of $7 trillion.
Future of the Stablecoin Ecosystem
With stablecoins now firmly above the $250 billion mark and user growth accelerating, the sector appears poised for further expansion. Regulatory clarity from the GENIUS Act could encourage innovation, especially in areas such as CBDCs, tokenized assets, and real-world finance integration.
With the current growth and regulatory support, stablecoins may soon become serious competitors to traditional payment systems, offering faster and more transparent alternatives.
