SILQFi, the financial arm of SILQ Group, has partnered with Helix, a leading RWA tokenization protocol, to launch a first-of-its-kind shariah-compliant tokenized invoice financing initiative in the Gulf. This project aims to address the funding challenges faced by small and medium enterprises.
The Funding Gap for SMEs
The global financing gap for SMEs stands at $5 trillion, with the GCC alone accounting for over $250 billion. Despite constituting nearly 90% of all businesses, SMEs only receive 9% of traditional bank lending, which limits their growth and contribution to GDP.
The New Tokenization Initiative
The collaboration between SILQFi and Helix combines Helix’s infrastructure with SILQFi’s regional expertise to channel stablecoin capital into real-world financing for small businesses. This initiative promises to bridge the SMEs financing gap by unlocking new capital sources through tokenized assets and embedding them directly into business workflows.
Prospects for Tokenized Assets in the Market
The tokenized RWA market is projected to reach $30 trillion by 2034. By August 2025, tokenized RWAs excluding stablecoins are expected to surpass $25 billion, while stablecoins will reach $267 billion, indicating a rising demand for tokenization in finance.
The SILQFi–Helix initiative presents new opportunities for financing small businesses in the Gulf, combining blockchain technology with sharia-compliant finance. This tokenization approach could reshape the financial landscape for SMEs and promote financial inclusion in the region.
