XRP Ledger developers have introduced the XLS-86 Firewall, a significant security upgrade aimed at protecting users from scams and unauthorized transfers.
Defense Against Scams
The XLS-86 Firewall is an in-protocol security layer that allows account holders to set restrictions on outgoing transactions via time-based delays or value thresholds. This mechanism ensures that even if private keys are compromised, attackers cannot drain accounts immediately.
Additionally, a whitelist function is included, enabling trusted addresses to bypass restrictions for routine activities. This feature balances stronger defenses with user convenience.
XRPL 2.5.0 Structural Security
The proposal for XLS-86 follows the launch of XRP Ledger version 2.5.0 in June 2025, focusing on enterprise adoption. That update included XLS-85, allowing escrow to support third-party-issued tokens, thus broadening the network's integration with banking systems.
Another significant feature, XLS-56, reduced transaction failures by enabling multiple instructions within a single command, increasing operational efficiency for institutions.
Market and Community Implications
XLS-86 Firewall could represent an 'endgame for fraudsters,' decreasing losses due to scams if approved. It entails automatic flagging of fraudulent addresses, wallet warnings, and shared blacklists among exchanges. Future discussions may encompass human verification processes to reduce false positives.
The XLS-86 Firewall enhances the XRP Ledger with multiple layers of protection for users. Its implementation could significantly reduce fraud risks and improve confidence in decentralized networks.
