In 2025, XRP undergoes significant changes due to the conclusion of the SEC lawsuit, the launch of new technologies, and the introduction of a stablecoin. This article examines how these factors may impact XRP's future.
Changes in XRP's Legal Status
The SEC v. Ripple case concluded in August 2025, with both parties dismissing appeals. Judge Analisa Torres's decision confirmed that programmatic (exchange) sales of XRP are not securities, while specific institutional sales remain restricted. Ripple agreed to a $125 million penalty and a permanent injunction on those offerings, clarifying the legal status for secondary-market trading.
Technological Catalysts for XRP
On June 30, 2025, Ripple and partners launched the XRPL EVM sidechain mainnet, enabling full Ethereum-compatible smart contracts within the XRP ecosystem. This opens new opportunities for decentralized applications and tokenized assets. Additionally, the XLS-30 AMM introduced on XRPL provides automated market making at the protocol level, enhancing liquidity management.
RLUSD Stablecoin Strategy
RLUSD is a USD-backed stablecoin issued natively on XRPL and Ethereum. It is fully backed by cash and can be redeemed 1:1 for USD. In 2025, RLUSD integrated with Aave’s platform for borrowing and lending, deepening liquidity within the XRP ecosystem. By mid-2025, RLUSD’s market footprint surpassed $500 million, showcasing a growing interest in enterprise-grade stablecoins.
With legal clarity, a live EVM sidechain, and a stablecoin in place, XRP is positioned for sustainable growth and increased competitiveness. Monitoring corridor volumes, developer engagement, and emerging ETP regulations will be crucial for assessing XRP's future trajectory.