This article covers key events for XRP, including the conclusion of the lawsuit with the SEC and the upcoming transition to ISO 20022 standards expected in November 2025.
End of the Ripple Case
The case against Ripple by the U.S. Securities and Exchange Commission (SEC) concluded on August 22, 2025. The court's decision has definitively removed uncertainty that XRP investors faced since 2020. With the case closed, attention now shifts to the real-world applications of XRP and its compatibility with the new standards.
Shift to a New Standard
As of November 22, 2025, all financial institutions using SWIFT for transactions will be required to transition fully to the ISO 20022 messaging standard. This shift may significantly increase XRP's use as a bridge asset. The older MT message format will be retired, marking a critical transition in the global financial system.
Expectations for XRP
With the lawsuit concluded and the upcoming shift to ISO 20022, many investors view the period leading up to November as an opportunity for XRP to demonstrate its utility, which had been overshadowed by regulatory concerns. Some experts believe that holding XRP for three months following the conclusion of the lawsuit could be a strategically beneficial decision.
Thus, the end of the Ripple case and the transition to ISO 20022 may open up new opportunities for XRP in the international payment space, warranting careful attention from investors.
