Several AI-based platforms, including ChatGPT and Google Gemini, have presented forecasts for the price of XRP by the end of 2025. The analysis considers various factors that could influence the token's price.
ChatGPT’s Forecast
Currently, XRP is priced at $2.84, with a market capitalization of about $169 billion. ChatGPT outlined several scenarios for estimating XRP's price by the end of 2025. If ETF approval moves forward but the bank charter is delayed, XRP could rise to a range of $5 to $7, representing an increase of roughly 80% to 150% from current levels.
If both the ETF and bank charter receive approval while RLUSD adoption continues to rise, XRP is projected to advance to between $10 and $15, implying a market capitalization approaching $600 billion. In the most optimistic scenario, with accelerated demand from both institutional and retail investors, XRP could exceed $20.
Google Gemini’s Perspective
Google Gemini provided a more cautious outlook. According to their assessment, ETF approval alone could boost XRP by about 60%, placing it near $4.48. If Ripple also secures the bank charter, Gemini anticipates an additional 20% to 25%, bringing XRP into the $5.38 to $5.60 range. Considering sustained growth in RLUSD adoption and strategic partnerships, the year-end price could settle between $5.65 and $6.16.
Market Uncertainties
While these projections highlight the potential impact of upcoming events, both platforms stressed that the figures are speculative. Market conditions, regulatory outcomes, and adoption rates remain uncertain, and there is no guarantee XRP will respond as modeled even if developments occur.
Forecasts for XRP's price are shaped by various conditions and may change. Investors should consider risks and uncertainties when making investment decisions.