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XRP Surpasses $3: Price Predictions Up to $7 Before 2026

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by Giorgi Kostiuk

2 hours ago


XRP has surpassed the $3 mark after a recent dip. With anticipated Fed rate cuts and possible ETF approval, experts predict further growth for the token.

XRP Price Today

XRP recently jumped to $3.01, gaining over 7% in a single day. It briefly dipped below $3 during market volatility but quickly bounced back, showing strong confidence from buyers.

This move is more than just a price increase. For a long time, $3 was seen as a barrier. Now, the market is starting to treat it as a new foundation, not a ceiling, something XRP can build on.

FED Rate Cut in Sept-2025

The Federal Reserve hasn’t touched interest rates in months, keeping them between 4.25% and 4.50% since December 2024. But things may change soon.

A disappointing U.S. jobs report in July 2025 has raised the chances of a rate cut in September from 37% to over 83.5%, according to the CME FedWatch Tool. A Fed rate cut could drive more money into crypto, especially coins that are already showing strength, like XRP.

XRP ETF Approval Odds and Price Predictions

Another major reason behind the bullish mood is the rising possibility of an XRP ETF being approved by the end of 2025. According to Polymarket, the odds have jumped to 87%.

Adding to that, Nate Geraci, president of NovaDius Wealth, believes BlackRock could be the one to launch it. Expectations are heating up with a BlackRock crypto executive set to speak at Ripple’s upcoming Swell conference.

With economic data softening and XRP holding strong above $3, market watchers believe a breakout toward $4 or higher is very likely.

Given the current trends and the potential for Fed rate cuts and ETF approval, XRP is showing strong growth potential. Significant price increases are expected in the upcoming years.

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