GemStone is revolutionizing the way Brazilian merchants access liquidity by leveraging a legal true sale structure. This innovative approach allows businesses to convert future credit card payments into immediate cash, providing a much-needed financial boost. Based on the data provided in the document, this method is expected to significantly enhance cash flow for many small and medium-sized enterprises.
GemStone's Unique Model
Through its unique model, GemStone enables merchants to sell their future credit card receivables at a discount, facilitating quick access to funds. This process is officially recorded with Brazil's Central Bank, ensuring compliance and security for all parties involved.
Reliable Infrastructure
The platform operates using the established settlement infrastructure of major credit card networks, Visa and Mastercard, which adds an extra layer of reliability. Investors are attracted to this opportunity, as they can earn an impressive annualized yield of approximately 13%, making it a compelling option in the current financial landscape.
Benefits for Merchants
For merchants, the benefits are clear:
- Immediate liquidity allows them to manage cash flow more effectively
- Invest in growth opportunities without the delays associated with traditional financing methods
Merchants can take advantage of these benefits to enhance their business operations.
Recently, GemStone introduced a groundbreaking financial solution for Brazilian merchants, allowing them to access immediate cash by selling future credit card payments. This innovative approach complements GemStone's existing model, enhancing cash flow management for businesses. Read more.







