Stablecoins are becoming a crucial element of the financial system, and experts predict their evolution, including the use of new technologies and abstraction at the user level.
Abstraction of Stablecoins without Visible Tickers
According to Mert Mumtaz, CEO of Helius, dollar-pegged stablecoins will eventually lose their price tickers, as exchanges will abstract different stable tokens on the backend, presenting only a 'USD' option to the user. He noted that the stablecoin sector is becoming 'commoditized,' as some companies have already proposed to return 100% of the yield from Hyperliquid USD (USDH) back to their users.
Innovations and the Impact of Artificial Intelligence
Reeve Collins, co-founder of Tether and WeFi, expressed that the number of stablecoins will proliferate, managed by AI agents. This will allow for automatic management of users' portfolios, lowering the complexity of dealing with multiple tokens. 'The only thing that will drive which token to use is which one makes you the most money and which one is easiest to use,' Collins added.
Prospects of Stablecoins in the Digital Economy
Predictions suggest that stablecoins could become the new standard for fiat currencies in the digital age. As the global financial system moves onto onchain platforms, the need to differentiate between stablecoins from different issuers will disappear for end-users, simplifying their usage.
Thus, future stablecoins, managed through new technologies and abstraction, could significantly alter approaches to financial transactions and liquidity in the digital economy.
